Hire vetted talent. Keep your money safe.
JMO is Nigeria’s trusted marketplace for professional and creative services — fed by free content and skill-building. Your payment is held safely until the work is delivered and you approve it.
Job funded
Content earns trust. Skill proves it. Commerce pays for it.
JMO Media
Free, themed development content on a weekly rhythm — the cheapest trust to manufacture, monetised downstream.
Read the latest →JMO BizHub
A trusted marketplace with protected payment, disputes and two-sided reviews — hire someone you’ve never met with confidence.
Browse services →JMO Academy
Courses that manufacture qualified supply. A verified skill badge fast-tracks graduates straight into paid work.
See programs →Your money is protected at every step.
No more paying 50% upfront and hoping. Funds are captured and held by a licensed payment provider — released only when you approve the work.
Find & fund
Pick a vetted provider or post a brief. Fund the job — your payment is captured and held safely, never sent to the provider yet.
Work & deliver
The provider does the work and submits deliverables. Contact details unlock, milestones track progress, disputes are covered.
Approve & release
Happy? Approve, and funds release net of a flat commission. Both sides earn a reputation that compounds.
Your money moves only when you say so.
Held, not sent
Funding a job captures your payment at a licensed provider. It does not reach the provider, and JMO never holds it either.
Released on your approval
The provider is paid when you approve the work. If you do nothing, an approval window runs — you are told exactly when.
A real dispute process
Either side can freeze a release while funds are held. Our team rules to release, refund or split, with a written reason on the record.
Read the dispute policy for how rulings are made.
Ready to hire — or get hired — with confidence?
Join buyers and vetted providers building Nigeria’s trusted services economy. It’s free to start.