Protected payments · Vetted providers

Hire vetted talent. Keep your money safe.

JMO is Nigeria’s trusted marketplace for professional and creative services — fed by free content and skill-building. Your payment is held safely until the work is delivered and you approve it.

★★★★★ from real completed jobs
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🔒 Funds held by a licensed PSP
BP
JMO-B.01 · Brand identity
Logo & brand starter
🔒 Held safely

Job funded

₦120,000.00
FundedIn progressDeliveredReleased
Approved — released to provider
4.9 · 128 reviews
1Vetted providers
1Newsletter readers
How it works

Your money is protected at every step.

No more paying 50% upfront and hoping. Funds are captured and held by a licensed payment provider — released only when you approve the work.

1

Find & fund

Pick a vetted provider or post a brief. Fund the job — your payment is captured and held safely, never sent to the provider yet.

2

Work & deliver

The provider does the work and submits deliverables. Contact details unlock, milestones track progress, disputes are covered.

3

Approve & release

Happy? Approve, and funds release net of a flat commission. Both sides earn a reputation that compounds.

Why it is safe to hire a stranger

Your money moves only when you say so.

🔒

Held, not sent
Funding a job captures your payment at a licensed provider. It does not reach the provider, and JMO never holds it either.

Released on your approval
The provider is paid when you approve the work. If you do nothing, an approval window runs — you are told exactly when.

⚖️

A real dispute process
Either side can freeze a release while funds are held. Our team rules to release, refund or split, with a written reason on the record.

Read the dispute policy for how rulings are made.

Ready to hire — or get hired — with confidence?

Join buyers and vetted providers building Nigeria’s trusted services economy. It’s free to start.